Business Account Options

We provide our business members with effective, convenient and competitive financial solutions. Kawartha offers a variety of solutions tailored to meet the needs of businesses, associations, community groups, registered charities and trusts.

Learn about our Business Services and Fees, here.

Whatever your needs we have an account that is right for you:

Business Accounts & Packages

Kawartha's Business Account products include basic daily operating accounts, comprehensive business banking packages and electronic banking services to help you manage your day-to-day transactions. Our Business Accounts pay competitive tiered interest rates on your credit balances. Interest is calculated on the daily closing balance and paid monthly.

Business Account 1

  • A basic account for the day-to-day operation of your business.
  • Deposits, withdrawals and other account transactions are calculated according to service usage and charged monthly.
  • An account maintenance fee is applied to each account per statement cycle.

    Business Banking Packages

    A selection of plan options designed for small to mid-sized business members. Our plans are ideal for members looking for the convenience of a comprehensive business banking package, each providing several account options with corresponding fixed monthly fees.

    Business Economy Package

    • Includes 35 transactions per month.
    • Unlimited access to Kawartha Direct internet and telephone banking.
    • Fixed monthly fee of $25.00.

    Business Advantage Package

    • Includes 75 transactions per month. 
    • Unlimited access to Kawartha Direct internet and telephone banking.
    • Fixed monthly fee of $50.00.

    Business Deluxe Package

    • Includes 175 transactions per month. 
    • Unlimited access to Kawartha Direct internet and telephone banking.
    • Fixed monthly fee of $100.00.
    Please note: transactions over the number included in each package option will be charged on a "per-use" basis at standard service fee pricing. Interac/Plus service fees are not included in Business Banking packages.

    Community & Charity Accounts

    Whether you are a local organization or a registered charity, we have an account to meet your needs.

    Community Account

    • Designed for small local organizations and clubs.
    • Interest bearing chequing account.
    • Deposits, withdrawals and other account transaction fees are calculated according to service usage and charged monthly.
    • Discounted deposit and monthly maintenance fee for community organizations.

    Registered Charity Account

    • Designed for organizations with a registered charitable tax number.
    • Interest bearing chequing account.
    • Standard service charges and monthly maintenance fee waived.
    • Miscellaneous account fees will apply.

    Trust Accounts

    Our trusts offer competitive rates, easy access to your money, and full compliance with regulatory requirements.

    Cemetery Trust Accounts

    • A Care & Maintenance Trust Fund account.
    • Fully compliant with The Funeral, Burial and Cremation Services Act 2002.

    Statutory Trust Accounts

    • Designed for lawyers, real estate and insurance professionals who administer client funds.
    • Interest bearing account.