Business Account Options

We provide our business members with effective, convenient and competitive financial solutions. Kawartha offers a variety of solutions tailored to meet the needs of businesses, associations, community groups, registered charities and trusts.

Whatever your needs we have an account that is right for you:

Business Accounts & Packages

Kawartha's Business Account products include basic daily operating accounts, comprehensive business banking packages and electronic banking services to help you manage your day-to-day transactions. Our Business Accounts pay competitive tiered interest rates on your credit balances. Interest is calculated on the daily closing balance and paid monthly.

Business Account 1

  • A basic account for the day-to-day operation of your business.
  • Deposits, withdrawals and other account transactions are calculated according to service usage and charged monthly.
  • An account maintenance fee is applied to each account per statement cycle.

Business Banking Packages

A selection of plan options designed for small to mid-sized business members. Our plans are ideal for members looking for the convenience of a comprehensive business banking package, each providing several account options with corresponding fixed monthly fees.

Business Economy Package

  • Includes 35 transactions per month.
  • Unlimited access to Kawartha Direct internet and telephone banking.
  • Fixed monthly fee of $25.00.

Business Advantage Package

  • Includes 75 transactions per month. 
  • Unlimited access to Kawartha Direct internet and telephone banking.
  • Fixed monthly fee of $50.00.

Business Deluxe Package

  • Includes 175 transactions per month. 
  • Unlimited access to Kawartha Direct internet and telephone banking.
  • Fixed monthly fee of $100.00.
Please note: transactions over the number included in each package option will be charged on a "per-use" basis at standard service fee pricing. Interac/Plus service fees are not included in Business Banking packages.

Community & Charity Accounts

Whether you are a local organization or a registered charity, we have an account to meet your needs.

Community Account

  • Designed for small local organizations and clubs.
  • Interest bearing chequing account.
  • Deposits, withdrawals and other account transaction fees are calculated according to service usage and charged monthly.
  • Discounted deposit and monthly maintenance fee for community organizations.

Registered Charity Account

  • Designed for organizations with a registered charitable tax number.
  • Interest bearing chequing account.
  • Standard service charges and monthly maintenance fee waived.
  • Miscellaneous account fees will apply.

Trust Accounts

Our trusts offer competitive rates, easy access to your money, and full compliance with regulatory requirements.

Cemetery Trust Accounts

  • A Care & Maintenance Trust Fund account.
  • Fully compliant with The Funeral, Burial and Cremation Services Act 2002.

Statutory Trust Accounts

  • Designed for lawyers, real estate and insurance professionals who administer client funds.
  • Interest bearing account.