Chequing

Personal Chequing Options

No matter how you use your account we have chequing account package options to meet your individual needs.

Pay As You Go

Gives you the flexibility you need when your banking needs are minimal.
  • Only pay for the transactions you make.
  • Earn daily interest when your balance is $1,000 or more.

The Essentials Package

Gives you unlimited day-to-day transactions for a flat monthly fee.
  • Unlimited transactions for $8 month or $3 for members 60+.
  • Monthly fee is waived if you keep a minimum balance of $2,000 throughout the month.  
  • Earn daily interest when your balance is $1,000 or more.

The Convenience Package

Gives you unlimited day-to-day transactions for a flat monthly fee plus unlimited Interac ATM withdrawals.
  • Unlimited transactions for $13 month or $8 for members 60+.
  • Monthly fee is waived if you keep a minimum balance of $3,000 throughout the month.
  • Free Interac ATM withdrawals.   
  • Earn daily interest when your balance is $1,000 or more.

Complete Package

Gives you unlimited day-to-day transactions for a flat monthly fee, unlimited Interac ATM withdrawals plus access to a full suite of services. 
  • Unlimited transactions for $25 month or $15 for members 60+.
  • Monthly fee is waived if you keep a minimum balance of $5,000 throughout the month.
  • Free Interac ATM withdrawals.
  • Free Interac e-Transfers.
  • Complimentary personalized cheques.
  • Free access to Cirrus Network, Certified Cheques, Official Cheques & Coverdraft fees.
  • Earn daily interest when your balance is $1,000 or more.

Breakfree Youth and Student Account

Gives you unlimited day-to-day transactions, with no monthly fee, plus unlimited Interac ATM withdrawals until age 26.
  • Unlimited transactions and free Interac ATM withdrawals.
  • Earn daily interest when your balance is $1,000 or more.

US Dollar Account

Gives you the convenience of banking in US dollars if you regularly receive US funds or travel frequently to the US.
  • Only pay for the transactions you make.
  • Earn interest on your daily balance.

Take a moment to compare our Personal Accounts & Packages and learn more about all the options that are available and any applicable service fees.

 

Overdraft Protection

Sometimes it’s hard to keep track of your account. Give yourself a safety net with Overdraft Protection. Overdraft Protection is a convenient, valuable service that protects your chequing account when you don’t have sufficient funds to complete a transaction.

Features and benefits:

  • Attached to your existing chequing account
  • Quick and easy application
  • No monthly fee
  • Interest is only charged on funds used
  • Low cost: min. $5.00 per item/per month, plus interest
  • Covers cheques, withdrawals, electronic transfers, pre-authorized payments and other regular payments

Note: Overdraft Protection is not available on our US Dollar Account.

How to Apply:

You can apply for Kawartha Credit Union Overdraft Protection at your local branch or by calling our Contact Centre: 1-855-670-0510.