Comparing Personal Loans and Lines of Credit

Whether you are renovating your home, preparing for your child’s education, or taking a much-needed vacation, we have a lending solution to fit your needs and your lifestyle. 

Personal Loans

Ideal if you:

  • Have a one-time borrowing need
  • Want the option of a fixed or variable interest rate
  • Are looking to repay the full amount of your loan by the end of a set period of time
  • Would rather apply each time you want to borrow

Lines of Credit

Ideal if you:

  • Have an ongoing borrowing need
  • Want convenient and immediate access to the funds you have borrowed
  • Only want to pay interest on the amount you have used
  • Are looking to re-use available credit, without re-applying