Types of Loans

Home Improvement Loan Special

If you’re looking to undertake a small home improvement project, a personal loan may be the ideal solution. You can make your expenses more manageable by splitting them into one low, predictable payment each month with rates as low as 4.99% APR (conditions apply).

Talk with any of our lenders today about this offer.

Features and benefits:

  • Borrow up to $25,000
  • 5 year term – up to 10 year repayment period
Home equity lines of credit are also available. Inquire with a lending specialist.

How to apply:

You can apply for a Kawartha Credit Union loan online or at your local branch.

You can also contact a Kawartha Credit Union Mobile Representative to discuss lending options. Our specialists will travel to meet you at your home, office, or any other convenient location. Find a lending specialist in your area.

Personal Loan

Our Personal Loan is a perfect one-time lump sum for a major purchase (i.e. car, recreational vehicle), a home renovation, a wedding, debt consolidation (i.e. student loan, high credit card balances with a high interest rate), and more.

Features and benefits:

•    Competitive interest rates
•    Option of fixed or variable interest rate
•    Flexible terms: 1 to 5 years
•    Flexible repayment plans: monthly, bi-weekly, or weekly
•    Choose from a secured or unsecured loan
•    Credit life and disability insurance available

How to Apply:

You can apply for a Kawartha Credit Union loan online or at your local branch.

You can also contact a Kawartha Credit Union Mobile Representative to discuss lending options. Our specialists will travel to meet you at your home, office, or any other convenient location. Find a lending specialist in your area.
 

RRSP Loan

Looking to top up your RRSPs? Our RSP loan offers you the money you need to put towards this year's RRSP, or catch up on contributions for previous years.

Features and benefits:

•    Ideal if you have unused RRSP contribution room
•    Maximize contributions year-round
•    Competitive interest rates
•    Option of fixed or variable interest rates
•    Flexible payment plans: monthly, bi-weekly, or weekly
•    Pay your loan off at any time without penalty

How to Apply:

You can apply for a Kawartha Credit Union loan online or at your local branch.

You can also contact a Kawartha Credit Union Mobile Representative to discuss lending options. Our specialists will travel to meet you at your home, office, or any other convenient location. Find a lending specialist in your area.