Types of Mortgages

Kawartha Credit Union mortgages are tailored to you and your lifestyle. Learn more about our mortgage products below, or by visiting one of our convenient branch locations.

All-in-one Mortgage

If you’re looking for more flexibility, the fixed or variable rate all-in-one mortgage could be the perfect option for you.

Open Variable Rate Mortgage

Pay a set mortgage payment. If the KCU prime rate goes down, more of your payment can be applied to the principal. If the rate rises, more of your payment goes to interest.

Fixed Rate Mortgage

Ideal if you want to protect yourself from interest rates that may rise over the long term. For greater flexibility, you can choose from a range of terms and amortization periods.

Purchase Plus Improvements Program

This feature allows borrowers to make improvements to their home immediately after taking possession.