Term Deposits

Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 1-855-670-0510.

Special Offer: 19 Month GIC Interest Rate Special (Rates effective 2019-01-01) Rates
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500) 3.10%
Special Offer: 32 Month GIC Interest Rate Special * (Rates effective 2019-01-01) Rates
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500) 3.30%
* Flexible Convertibility option: If Kawartha Credit Union GIC interest rates go up, you can convert to another GIC with a minimum 36-month term. Original term cannot be broken prior to 90 days. Cannot convert to another Convertible GIC. 

Special Offer: 45 Month GIC Interest Rate Special (Rates effective 2019-01-01) Rates
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500) 3.50%
Short Term Deposits - Non-registered Rates
30 Days (min. deposit $5,000) 0.60%
60 Days (min. deposit $5,000) 0.70%
90 Days (min. deposit $5,000) 0.80%
120 Days (min. deposit $5,000) 0.90%
180 Days (min. deposit $5,000) 1.00%
270 Days (min. deposit $5,000) 1.20%
GICs Annual Interest Terms - Non-registered or RRSP / RRIF / TFSA eligible Rates
1 Year (min. deposit $500) 2.80%
2 Years (min. deposit $500) 2.90%
3 Years (min. deposit $500) 3.05%
4 Years (min. deposit $500) 3.15%
5 Years (min. deposit $500) 3.25%
Redeemable Term Certificates Rates
RIC Non-registered or TFSA eligible (min. deposit $500) 1.30%
Callable RRSP (min. deposit $500) 1.30%