Mortgage Rates

Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 1-855-670-0510.

CreditMaster® PrimeLine® (Rates effective 2023-01-27) Rates
Base rate 7.20%
Kawartha Mortgage Prime (Rates effective 2023-01-27) Rates
Kawartha Mortgage Prime 6.70%

First Mortgages

Multiple first mortgages are available under the umbrella of the credit master product.

Special Offer - First Mortgages (Rates effective 2023-01-27) Rates
3 Year - Closed (some restrictions apply) 5.79%
5 Year - Closed (some restrictions apply) 5.64%
5 Year – Variable Closed (some restrictions apply) Mortgage Prime less 0.25% 6.45%
First Mortgages (Rates effective 2023-01-27) Rates
1 Year - Open 7.00%
6 month - Closed 6.49%
1 Year - Closed 6.09%
2 Year - Closed 6.19%
3 Year - Closed 6.04%
4 Year - Closed 6.04%
5 Year - Closed 6.34%
5 Year - Variable Open (some restrictions apply) Kawartha Prime plus 1.00% 8.20%

Second Mortgages

Second mortgages available at a rate corresponding to comparable first mortgage rate: plus 1.00% if KCU holds first mortgage, plus 2.00% otherwise.