Mortgage Rates

Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 1-855-670-0510.

CreditMaster® PrimeLine® (Rates effective 2022-04-19) Rates
Base rate 3.70%
Kawartha Mortgage Prime (Rates effective 2022-04-19) Rates
Kawartha Mortgage Prime 3.20%

First Mortgages

Multiple first mortgages are available under the umbrella of the credit master product.

Special Offer - First Mortgages (Rates effective 2022-04-26) Rates
5 Year – Variable Closed (some restrictions apply) Mortgage Prime less 0.45% 2.75%
2 Year - Closed (some restrictions apply) 3.29%
3 Year - Closed (some restrictions apply) 3.69%
4 Year - Closed (some restrictions apply) 3.89%
5 Year - Closed (some restrictions apply) 3.99%
First Mortgages (Rates effective 2022-04-26) Rates
1 Year - Open 4.95%
6 month - Closed 3.80%
1 Year - Closed 3.09%
2 Year - Closed 3.39%
3 Year - Closed 3.99%
4 Year - Closed 4.19%
5 Year - Closed 4.79%

Second Mortgages

Second mortgages available at a rate corresponding to comparable first mortgage rate: plus 1.00% if KCU holds first mortgage, plus 2.00% otherwise.