Rates are subject to change without notice at any time. For more information, visit your nearest branch or call us at 1-855-670-0510.
Prime Base Rate | Rate |
---|---|
Prime Base Rate |
7.20
|
Mortgage Prime | Rate |
---|---|
Mortgage Prime |
6.70
|
Multiple first mortgages are available under the umbrella of the CreditMaster product.
Special Offer: First Mortgages | Rate |
---|---|
3 Year - Closed (some restrictions apply) |
5.49%
|
4 Year - Closed (some restrictions apply) |
5.54%
|
5 Year - Closed (some restrictions apply) |
4.89%
|
5 Year – Variable Closed (some restrictions apply) Mortgage Prime less 0.25% |
6.45%
|
First Mortgages | Rate |
---|---|
1 Year - Open |
7.00%
|
6 month - Closed |
6.49%
|
1 Year - Closed |
6.09%
|
2 Year - Closed |
6.19%
|
3 Year - Closed |
6.04%
|
4 Year - Closed |
6.04%
|
5 Year - Closed |
6.34%
|
5 Year - Variable Closed (some restrictions apply) Kawartha Prime plus 1.00% |
8.20%
|
Rates are subject to change without notice at any time. For more information, visit your nearest branch or call us at 1-855-670-0510.
Note: Interest calculated daily on all accounts, except life insured, which is calculated monthly.
Personal Chequing | Rate |
---|---|
Less than 1,000 |
0%
|
Less than 10,000 |
0%
|
Less than 25,000 |
0%
|
Greater than 25,000 |
0%
|
Savings | Rate |
---|---|
Less than 5,000 |
.05%
|
Greater than 5,000 |
.10%
|
High Interest Savings | Rate |
---|---|
Non-Registered |
1.00%
|
Registered |
1.00%
|
Bonus for monthly transfers of $200 or more |
0.15%
|
Business 1 Chequing | Rate |
---|---|
Less than 1,000 |
0%
|
Less than 10,000 |
0%
|
Less than 25,000 |
0%
|
Greater than 25,000 |
0%
|
Business 1 Savings | Rate |
---|---|
Less than 5,000 |
0%
|
Less than 250,000 |
0%
|
Greater than 250,000 |
0.15%
|
Community | Rate |
---|---|
Less than 1,000 |
0%
|
Less than 10,000 |
0%
|
Less than 25,000 |
0%
|
Greater than 25,000 |
0%
|
US $ Savings/Chequing | Rate |
---|---|
Less than 5,000 |
0%
|
Greater than 5,000 |
0%
|
Life Insured | Rate |
---|---|
$0 min. balance |
.05%
|
Variable Registered | Rate |
---|---|
All balances |
.05%
|
Rates are subject to change without notice at any time and are not guaranteed unless confirmed by phone. Rates will be updated by 10 a.m. each business day. For more information, visit your nearest branch or call us at 1-855-670-0510.
For Euro and Pound Sterling rates, please contact your local branch or Contact Centre: 1-855-670-0510.
Foreign Exchange Rates | Buy Rate | Sell Rate |
---|---|---|
FX buy USD |
1.3837
|
1.3317
|
Rates are subject to change without notice at any time. For more information, visit your nearest branch or call us at 1-855-670-0510.
Special Offer: 15 Month Deposit Special | Rate |
---|---|
Non-registered or RRSP / RRIF / TFSA eligible (minimum investment $500 - New Deposits Only) |
4.65%
|
Short Term Deposits – Non-registered | Rate |
---|---|
30 Days (min. deposit $5,000) |
0.50%
|
60 Days (min. deposit $5,000) |
0.60%
|
90 Days (min. deposit $5,000) |
0.70%
|
120 Days (min. deposit $5,000) |
0.70%
|
180 Days (min. deposit $5,000) |
0.80%
|
270 Days (min. deposit $5,000) |
0.90%
|
GICs Annual Interest Terms – Non-registered | Rate |
---|---|
1 Year (min. deposit $500) |
4.50%
|
2 Years (min. deposit $500) |
4.25%
|
3 Years (min. deposit $500) |
3.90%
|
4 Years (min. deposit $500) |
3.50%
|
5 Years (min. deposit $500) |
3.50%
|
GICs Annual Interest Terms – RRSP / RRIF / TFSA eligible | Rate |
---|---|
1 Year |
4.50%
|
2 Year |
4.25%
|
3 Year |
3.90%
|
4 Year |
3.50%
|
5 Year |
3.50%
|
Redeemable Term Certificates | Rate |
---|---|
Non-registered or TFSA eligible (min. deposit $500) |
2.75%
|
Callable RRSP (min. deposit $500) |
2.75%
|
Rates are subject to change without notice at any time. For more information, visit your nearest branch or call us at 1-855-670-0510.
Average annual return on original investment if held to maturity.
Simple interest: 1.473%
T-5 rate (compound): 1.479%
Average annual return on original investment if held to maturity.
Simple interest: 2.253%
T-5 rate (compound): 2.283%
Minimum investment $500. Cashable on anniversary dates.
3 year - Non-registered or RRSP/TFSA eligible | Rate |
---|---|
Year 1 |
0.70%
|
Year 2 |
1.00%
|
Year 3 |
2.75%
|
5 year - Non-registered or RRSP/TFSA eligible | Rate |
---|---|
Year 1 |
0.70%
|
Year 2 |
1.00%
|
Year 3 |
2.75%
|
Year 4 |
3.25%
|
Year 5 |
3.75%
|
Rates are subject to change without notice at any time and are not guaranteed unless confirmed by phone. For more information, visit your nearest branch or call us at 1-855-670-0510.
Business Term Deposits | Rate |
---|---|
1 Year Term |
4.50%
|
2 Year Term |
4.25%
|
3 Year Term |
3.90%
|
4 Year Term |
3.50%
|
5 Year Term |
3.50%
|
Business High Interest Savings | Rate |
---|---|
$0 < $24,999 |
0.50%
|
$25,000 < $99,999 |
0.60%
|
$100,000 < $249,999 |
0.70%
|
$250,000 < $499,999 |
0.80%
|
> $500,000 |
0.90%
|
Redeemable Investment Certificates | Rate |
---|---|
Redeemable Investment Certificates |
2.00%
|