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The Breakfree Plan

The Breakfree Plan helps navigate the path to financial independence with advice, products, and services that are suited to the unique financial needs of young adults.
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No fee banking

If you are under the age of 26, take advantage of our Breakfree Plan:

  • No monthly fee
  • Unlimited self-serve transactions*
  • Unlimited Interac e-transfers
  • Unlimited Interac ATM withdrawals
  • Free in-branch bill payments and withdrawals
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Credit cards

  • Choose from a selection of Mastercard options that suit your needs and lifestyle
  • Take advantage of mobile device insurance and balance protection insurance
  • Extra layer of protection when online shopping with 3D Secure
  • Mastercard Global Services helps you report a lost or stolen card
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Student line of credit

Borrow money for tuition, books, living expenses and more.

  • Competitive interest rates
  • Only pay monthly interest on the amount you use
  • Start repaying the principal 6 months after you graduate
  • No annual service fee and nothing to repay if you don't use the credit line
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Financial planning and advice

  • Comprehensive financial planning consultations
  • Personalized plan to help you achieve your financial goals
  • Virtual or in-person meetings
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What is the credit union difference?

Credit unions are an integral part of Canada's financial services industry. They provide the same products and services as the banks but with one key difference: our #1 priority is providing our members with needs-based advice, products and services that support their financial success. We call our customers “members” because when they open a membership they buy a $25 share in the credit union. This ownership gives them a democratic voice in the way the credit union is operated, and enables voting privileges in the Board of Directors election.


Helpful advice

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Let's get started!

Contact Us: 1-855-670-0510
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