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Mortgage Offers


Buying your first home or renewing your mortgage? Explore our special mortgage rates – plus, you could save up to $1,100 in transfer fees!

 
 

Special Mortgage Rates

5-Year Fixed High Ratio

3.99%

(Insured)
3-year fixed high ratio

4.09%

(Insured)
5-year fixed rate

4.39%

5-year variable rate

4.70%

 
 
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Switch Your Mortgage and Save


Take advantage of our exclusive offer and we'll waive up to $1,100 in transfer fees on eligible mortgage transfers!

 

Shopping for a new mortgage? Switch to Kawartha Credit Union and you could save up to $1,100 in transfer fees for new or refinanced mortgages transferred into Kawartha between April 1 and June 30, 2025.

 

Terms & Conditions

New or refinanced mortgages transferred into Kawartha between April 1 and June 30 (no exceptions for mortgage transfers already initiated). Fixed-term mortgages only with a minimum fixed-term length of three (3) years. Mortgage amount must be $100,000 or greater to qualify. Members must open a Kawartha Chequing or Savings Account to pay mortgage. Broker mortgages are non-eligible. No discretionary rate pricing on mortgages transferred in. Prepayment fees incurred by other financial institutions are not eligible for reimbursement. Must be owner-occupied dwelling.
 


The Kawartha Credit Union Difference

Getting a new mortgage can be stressful. At Kawartha Credit Union, our lending specialists will guide you through the process and we’ll work with you to make it easy.

LOCAL EXPERTISE

We have in-depth experience across all property types, from urban residential homes to waterfront and recreational properties.

SPEED

Decisions are made locally so you won’t have to wait to get a green light on your plans.

COMPETITIVE RATES

Check out our current mortgage rates, specials and options.

 

Lock In Your Mortgage Rate

Complete the form below and one of our lending specialists will contact you right away.
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Contact Us: 1-855-670-0510
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