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    Banking that knows local business

    From managing cash flow to financing your next truck, tools or big project, a Kawartha Representative is here to help keep your business moving and growing.

     
     
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    Get up to $1,000* cash bonus on a new business savings account

    Offer ends December 31

    Start banking with Kawartha and open a business savings account by December 31, 2026 to earn a cash bonus of 1% of the balance you bring, up to $1,000. The more of your savings you move, the more you earn, and your Representative handles the move with you.

     


    How Kawartha supports your business, and your banking

    More than an account. A Representative, tools and a community strengthening the financial well-being of your business every day.

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    A Representative in

    your corner

    Personalized advice from someone local who knows your name, your business, and your goals.

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    Banking that goes

    where you go

    Online banking, mobile deposits, e-Transfers and payment tools that work wherever the workday takes you.

    Your whole picture,

    one place

    Business and personal banking together, so saving, borrowing and planning all pull in the same direction.

    Fees kept low

    and clear

    Plans from $6/month, and a Representative who helps you pick the cheapest plan for how you actually bank.

     

    Where could your business go with Kawartha behind it?

    You bring the vision, the hustle and the reputation your community counts on. Your Kawartha Representative brings the financial game plan: the account that saves you the most, cash flow that supports your plans, borrowing when the timing is right, and deposits that earn while they sit.

    • ✓Personalized advice for your business stage and industry
    • ✓Payroll Fridays, HST set-asides and seasonal swings, planned with someone who gets it
    • ✓Cash flow, payments and payroll tools that scale with you
    • ✓Guidance on grants and programs like the Canada Small Business Financing Program
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    23 branches
    from Cornwall to Parry Sound
    Member-owned
    profits shared with members
    $4M+ given back
    to local communities since 1998
    70+ years
    serving our communities
     
    Brunel Rd Management
    “
    We were getting frustrated with the big banks. You couldn’t actually talk to anybody — you had to fill out forms and check boxes. We met with Kawartha and realized, wow, this could be a good relationship. It’s the personal touch.”
    Stephen Hernen
    Brunel Road Management
     

    Questions business owners ask us

    Plans start at $6 a month, and many members pay no monthly fee at all by keeping a minimum balance. Your Kawartha Representative matches you to the plan that costs the least for how you actually bank, and reviews it as your business grows.

    It depends on how your business is structured, but most business owners bring:

    • Government-issued ID for each signer
    • Business registration or articles of incorporation
    • CRA business number

    Not at all. Keep your current account open while you transition. Your Kawartha Representative maps out your automatic payments and deposits and helps you move them over on your schedule.

    Yes. Kawartha is regulated in Ontario and eligible deposits are insured through the Financial Services Regulatory Authority of Ontario (FSRA).

    Kawartha is a credit union, so when you open an account you become a member. Profits are shared with members and reinvested in local communities, and decisions are made in your community.

    From payables and receivables, to employer services and business planning, we have tools to fit every business type. 

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    Prefer we reach out to you?

    Leave your details and a Kawartha Representative will contact you within one business day.

    *Offer available to eligible new Kawartha business members during the Offer Period. Kawartha Financial Services ("Kawartha") will pay a cash bonus equal to 1% of the Qualifying Balance Amount, to a maximum of $1,000. Offer ends December 31, 2026. Terms and conditions apply.

     
     
    Contact Us: 1-855-670-0510
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