Banking that knows local business
From managing cash flow to financing your next truck, tools or big project, a Kawartha Representative is here to help keep your business moving and growing.
From managing cash flow to financing your next truck, tools or big project, a Kawartha Representative is here to help keep your business moving and growing.
Offer ends December 31
Start banking with Kawartha and open a business savings account by December 31, 2026 to earn a cash bonus of 1% of the balance you bring, up to $1,000. The more of your savings you move, the more you earn, and your Representative handles the move with you.
More than an account. A Representative, tools and a community strengthening the financial well-being of your business every day.
You bring the vision, the hustle and the reputation your community counts on. Your Kawartha Representative brings the financial game plan: the account that saves you the most, cash flow that supports your plans, borrowing when the timing is right, and deposits that earn while they sit.

Because at Kawartha, you are a member, and members own the credit union. That changes how everything works.
Every member holds a share of Kawartha and gets a vote. Our board is elected by members, so decisions answer to the people and businesses who bank here.
Bank with a financial co-operative that invests in the communities where you live and do business — helping local organizations, businesses and communities thrive.
A friendly conversation about your business, your goals and what you need from your banking.

Plans start at $6 a month, and many members pay no monthly fee at all by keeping a minimum balance. Your Kawartha Representative matches you to the plan that costs the least for how you actually bank, and reviews it as your business grows.
It depends on how your business is structured, but most business owners bring:
Not at all. Keep your current account open while you transition. Your Kawartha Representative maps out your automatic payments and deposits and helps you move them over on your schedule.
Yes. Kawartha is regulated in Ontario and eligible deposits are insured through the Financial Services Regulatory Authority of Ontario (FSRA).
Kawartha is a credit union, so when you open an account you become a member. Profits are shared with members and reinvested in local communities, and decisions are made in your community.
From payables and receivables, to employer services and business planning, we have tools to fit every business type.
Cash Management >
Leave your details and a Kawartha Representative will contact you within one business day.
*Offer available to eligible new Kawartha business members during the Offer Period. Kawartha Financial Services ("Kawartha") will pay a cash bonus equal to 1% of the Qualifying Balance Amount, to a maximum of $1,000. Offer ends December 31, 2026. Terms and conditions apply.
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