Skip to main content
    HIGH INTEREST ESAVINGS ACCOUNT

    Grow your savings with confidence.

    Earn 2.25% with your High Interest eSavings Account. RRSP & TFSA eligible.

    couple laughing outside with their dog
     

    Whether you're saving for something big or simply making the most of your everyday savings, opening an account takes just minutes – and your money stays within reach whenever you need it.

     
    Woman sitting on couch drinking coffee and looking at laptop

    Saving should feel simple

    Earn more, without giving up flexibility.

    Open your eHISA with Kawartha in minutes. No lock-in and no surprises, and your money stays within reach the whole time. Hold it on its own, or inside your RRSP or TFSA.

    It only takes a few minutes to open your account online, and you can manage everything from your online and mobile banking.

     

    High Interest eSavings Account Rate

    Base rate

    2.25%

    Ongoing, no minimum balance

    *The base rate may change at any time without prior notice. Interest is calculated daily and paid monthly. Rates subject to change without notice. RRSP & TFSA eligible.

    green checkmark in a circle

    No monthly fee

    No minimum or maximum deposit.

    green checkmark in a circle icon

    Interest daily

    Calculated daily, paid monthly.

    green circle checkmark icon

    Two free withdrawals

    Every month, plus free online transfers.

    RRSP & TFSA eligible

    Registered or non-registered, your choice.

     

    The Kawartha difference

    A better place to save is about more than the rate. It's about banking in your best interest.

    advice icon

    Advice, not just a rate

    A Representative helps you make the most of your savings, RRSP, and TFSA, not just open an account.

    Local decisions

    Real people close to home who know your community, from Peterborough to Kingston.

    people icon

    People over profits

    As a member-owned credit union, we reinvest in the people and communities we serve.

     
     
    banking meeting

    Not sure where to start? Let's talk.

    No commitment, no obligation. Start the conversation and we'll take it from there, whether it's your first savings account or a bigger question about your RRSP, TFSA, or investments.

     

    Questions, answered

    Yes. The eHISA is eligible to be held as an RRSP or TFSA. A Kawartha Representative can help you choose what's right for you.

    Most people open their account online in under 10 minutes. If preferred, you can also visit your local branch to open.

    Yes. Unlike a GIC, the eHISA isn't locked in, so you can access your funds anytime while they keep earning.

     
     

    Start earning more on your savings

    Open your High Interest eSavings Account and earn 2.25% on your savings.

    Select Image
     
     
     
    Contact Us: 1-855-670-0510
    Copyright © 2025. All rights reserved.