Transfer in. Get cash.
Transfer your investments from another financial institution to Aviso Wealth at Kawartha and receive 1% cash back, up to a maximum of $1,000.*
Offer expires March 31, 2026
Kawartha Financial Services, a division of Libro credit Union Limited, (Kawartha) is offering a transfer bonus “Kawartha Transfer Incentive”, subject to satisfaction of the eligibility criteria set forth in these terms and conditions.
Transfer your Wealth Portfolio to a Kawartha affiliated account at Aviso Wealth and get 1% cash back (up to a maximum $1,000). Transfer a minimum of $10,000 by March 31, 2026 to be eligible. Account types eligible for this offer include both registered (e.g. RRSP or TFSA) and non-registered investment accounts.
Example:
|
New Assets Transferred Value |
1% Cash Back Bonus Earned |
|
$10,000 |
$100 |
|
$50,000 |
$500 |
|
$100,000 |
$1000 |
|
Greater than $100,000 |
$1000 Maximum |
See the Terms and Conditions below for detailed requirements of the offer.
Terms and Conditions:
Offer period: The offer is available from Jan 1, 2026, until March 31, 2026, at 8:00 p.m. EST.
Qualifying Account Criteria:
- Qualifying Accounts can be (a) non-registered; (b) registered retirement savings plans; (c) spousal registered retirement savings plans; (d) locked in registered retirement savings plans; (e) registered retirement income funds; (f) spousal registered retirement income funds; (g) locked in registered retirement income funds; or (h) tax free savings accounts; or (i) first home savings accounts; (j) registered educations savings plans; or (k) registered disability savings plans. Other accounts may qualify, at the sole discretion of Libro and Aviso Wealth
- Qualifying Accounts must be nominee accounts with Aviso Wealth, where applicable. New accounts must meet account opening requirements of and be approved by Aviso Wealth, as applicable.
- Your Kawartha membership must be in good standing throughout the offer period. Your Aviso Wealth account must not be in a debit position nor have any margin calls.
Eligibility Criteria:
- The offer is available to new and existing Kawartha members and Aviso Wealth account holders.
- Cash, investments, or a combination thereof (“New Assets”) must be transferred into a new or existing investment account at Aviso Wealth (collectively, the “Qualifying Accounts”) from a Canadian investment firm or a Canadian financial institution outside any affiliation with Kawartha Financial Services or Libro Credit Union. Investments transferred in must be approved as “Qualifying Investments” (as defined below).
- Qualifying Investments are all investments held in a Qualifying Account other than Non-Qualifying Investments. Non-qualifying includes the following: cash, money market funds, high interest savings accounts, fixed income securities with a duration of less than six months or any securities that are restricted, that are subject to a cease trade order or that are non-listed and without independent evidence of current value. A Non-Qualifying Investment may be converted into a Qualifying Investment within 30 days of the Transfer in date and thereby qualify for the promotion.
- This offer is open only to the account holder and is not transferrable.
Funding Criteria:
- Transfer in of at least $10,000 in net new assets must be initiated by no later than March 31, 2026, at 8 PM EST. This requirement may be met through multiple external transfers or deposits. This specific date of transfer is recognized as completing the signed agreement for funds transfer by the respective Kawartha member.
- Transfers from an external financial institution must be received no later than May 31, 2026, to qualify.
- New funds will be calculated by adding the total amount of Qualifying Investments in aggregate of Qualifying Accounts during the offer period. For example, if you add funds to a non-registered account, a TFSA and an RRSP during the offer period, the individual qualifying amounts will be aggregated for the purpose of this offer and paid to a Qualifying Account at the discretion of Kawartha.
- Only one bonus per client, joint account, or corporate account will be awarded during this promotion. NOTE: The amount of any transfer fee charged by another Canadian investment firm or Canadian financial institution will be credited to your Kawartha chequing or savings account (up to a maximum total credit of $250 per client), subject to Kawartha’s receipt of the documentation evidencing such transfer-in fee. The bonus and transfer-in offer are the only offers that can be combined.
- The bonus may be credited to an eligible account as cash to either a chequing or savings account following the completion of the transfer of funds and no later than June 16th, 2026.
Other Terms and Conditions:
- Transfers will be validated by June 2nd, 2026 to ensure they have been received in a Kawartha affiliated account at Aviso Wealth, and the bonus will be credited no later than June 16th, 2026.
- This offer cannot be combined with any other previous bonus offers.
- You are solely responsible for any tax consequences arising from or in connection with this offer.
- All dollar amounts mentioned are in Canadian dollars.
- US dollar accounts will be converted at prescribed rates in effect at Aviso Wealth, as applicable, as of the Transfer in date in order to determine whether clients qualify for the offer.
- The Aviso Wealth representative managing a Qualifying Account must be affiliated with Kawartha.
