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Becoming a Member

We call our customers “members” because they purchase a share in our credit union when they open a membership. This share means that you have a say in the way our credit union is operated. You can exercise your democratic rights by voting in our Board of Directors election.

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The Kawartha Credit Union difference

  • We put members first by making our members' needs and goals our top priority.
  • A full suite of competitive financial products and services delivered with service excellence.
  • Peace of mind with deposit insurance through the Financial Services Regulatory Authority.
  • We give back to our community sharing our profits to support causes that are important to our members and the communities we serve.
  • Our exclusive Affinity Share rewards: the more business you do with Kawartha, the more you get back in Affinity Shares. They are our way of saying “we appreciate your business!”
 

Explore many more reasons to join us

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Affinity Shares Rewards Program

We reward our members for their patronage: the more business you do with us, the more you get back in Affinity Shares.
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Surcharge-free ATM Network

Members have convenient access to 4,000+ surcharge-free Exchange Network ATMs across North America.  
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We give back to our communities

You can feel good about choosing Kawartha Credit Union because we share our profits to support causes that are important to our members and the communities we serve. To date, we have donated more than $3.5 million to our branch communities.
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Local decision-making

Loans, mortgages and lines of credit are approved locally. We offer quick turn-around and we make your financial needs our priority.
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Expert Investment Professionals

Our experienced team will work with you to understand your situation, needs and goals so that they can develop a personalized financial plan and investment portfolio tailored just for you.
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Circle of Friends Member Referral Program

Refer friends to become Kawartha members for a chance to win! Fill out a referral ballot and enter our Circle of Friends Member Referral Program. Every quarter, four lucky winners from each branch region receive $200. Plus, at the end of the year, a grand prize draw of $500 awaits.

Deposit Insurance Coverage

For registered products including, LIRA, LIF, RRSP, RRIF, RESP and TFSA:

Eligible deposits in all registered accounts with Ontario Credit Unions have unlimited deposit insurance coverage through the Financial Services Regulatory Authority (FSRA).

For other eligible deposits:

Eligible deposits (not in registered accounts) with Ontario Credit Unions are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

For more information on deposit insurance coverage:

Ready to Join?

To become a Member, start your application today! 
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Contact Us: 1-855-670-0510
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