Breakfree (Youth & Student) Package
Unlimited self-serve transactions† with no monthly fee, plus unlimited Interac ATM withdrawals and free Interac e-Transfers until age 26.
Key features:
- Unlimited self-serve transactions†
- Free Interac ATM withdrawals
- Free Interac e-Transfers
- Free In-branch bill payments and withdrawals
- Free paper statements for members under 18 years old
Complete Package
Gives you unlimited self-serve transactions† for a flat monthly fee, unlimited ATM withdrawals, plus access to a wide range of services.
Key features:
- Unlimited self-serve transactions† for $27 month or $17 for members 60+
- Monthly fee is waived if you keep a minimum balance of $5,000 throughout the month
- Free Interac ATM withdrawals
- Free Interac e-Transfers
- Free In-branch bill payments and withdrawals
- Complimentary personalized cheques
- Free access to Cirrus network, official cheques and cover draft fees (NOTE: we no longer offer certified cheques)
- Free paper statements
Convenience Package
Great for regular e-transfer users. Gives you unlimited self-serve transactions† for a flat monthly fee plus unlimited in-branch bill payments and withdrawals, and Interac e-Transfers.
Key features:
- Unlimited self-serve transactions† for $15 month or $10 for members 60+
- Monthly fee is waived if you keep a minimum balance of $3,000 throughout the month
- Free Interac e-Transfers
- Free In-branch bill payments and withdrawals
Essentials Package
Perfect for those who prefer self-serve banking. Unlimited transactions† for a flat monthly fee.
Key features:
- Unlimited self-serve transactions† for $10 per month or $5 per month for members 60+
- Monthly fee is waived if you keep a minimum balance of $2,000 throughout the month
Pay As You Go
Perfect for members who access their accounts occasionally.
Key features:
- Flexibility when your banking needs are minimal
- Only pay for the transactions you make
US Dollar Account
Perfect if you often need access to US funds and want to avoid fluctuating exchange rates.
Key features:
- $2.00 monthly fee ($2.00 monthly fee is waived if you keep a minimum balance of $1,000 USD throughout the month)
- Only pay for the transactions you make
Transaction fees:
- Withdraw/transfer (in-branch) USD $1.00
- Cheque USD $1.00
- Pre-authorized debit (external withdraw) $1.00
Overdraft Protection
Give yourself a safety net with Overdraft Protection. When you don’t have sufficient funds to complete a transaction, overdraft protects your chequing account.
Key features:
- Attached to your existing chequing account
- Quick and easy application
- Interest is only charged on funds used
- Covers cheques, withdrawals, electronic transfers, pre-authorized payments and other regular payments
- Not available on our US Dollar Account
Fees:
- No monthly fee
† self-serve transactions included in a package are: Cheques, withdrawals/transfers/inquiries (KCU or THE EXCHANGE® Network ATM), bill payments (online/mobile/telephone), pre-authorized debits (External Withdrawals), transfers (online/mobile/telephone), deposits (in branch/ATM/mobile/electronic) and Interac®/Accel® POS (successful/credit).
